I often get asked if there are any tricks to lower your mortgage payment, and the short answer is NO. However, there are a few ways to decrease your monthly mortgage payment, but those options will require a little legwork on the side of the borrower. With the economy in the state that it is [...]

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Once again, wildfires are raging through Southern California, and it just reinforces the fact that fire insurance is a necessity. If you live in Southern California like I do, you’ve seen plenty of coverage of the 3 major fires that are currently burning.
If you are one of the unfortunate people who has lost their home [...]

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A second mortgage (2nd mortgage) is a loan taken against your home in addition to the primary mortgage. The equity in your home is used as the collateral for the loan in the second mortgage. Second mortgages are often called subordinate loans because they come 2nd to a primary loan, meaning that if a borrower [...]

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Originally, when I had started this blog, it was meant to chronicle the process of accelerating my mortgage payments. I had initially set out to use the revenue that I earn from online income to go toward extra principal payments on my mortgage, which would in turn, decrease the amount of interest that I paid [...]

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