With interest rates in the high 4-percents to low 5-percents, now is the perfect time to refinance, especially for those of you who may currently have an adjustable rate loan. If you’re looking to get out of your adjustable rate loan, there is no better time than the present to get yourself into a fixed [...]

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With the current financial crunch, and all of the foreclosures, those of you who are still in your house struggling to make ends meet due to the adjustment of your ARM (adjustable rate mortgage), refinancing may be your best option. Prior to refinancing, there are a few things that you’ll want to consider. 1. Are [...]

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Well, after making 3 payments at my new adjusted rate on my 3/6 ARM that I used to buy my house, I’ve decided that it’s time to refinance my adjustable rate mortgage to a 30 year fixed. After 3 years at an absurdly low rate of 3.125%, my primary mortgage has adjusted up to its [...]

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As a self-employed individual, buying a house was one of the biggest decisions of my life up to this point. As those of you who are entrepreneurs may know, income sometimes has a tendency to fluctuate a bit for those who are self-employed. Anyway, when purchasing my first home, I was only able to come [...]

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