Trying to Refinance to a Lower Interest Rate – My Refinance Was Denied

21 Jan

Posted by Braxton Haines as Adjustable Rate Loans, Alternative Loan Programs, Appraisals, First Time Buyers, Home Equity, My Mortgage, Personal Finance

With interest rates in the high 4-percents to low 5-percents, now is the perfect time to refinance, especially for those of you who may currently have an adjustable rate loan. If you’re looking to get out of your adjustable rate loan, there is no better time than the present to get yourself into a fixed [...]

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Great Online Tools for Home Buyers – Whether You’re Looking or Moving, These Tools are a Must

25 Oct

Posted by Braxton Haines as First Time Buyers, Real Estate Tools

One of my favorite sites, LifeHacker, has put together their list of Top 10 Real Estate Search tools. The list of tools spans from a Uhaul Box Exchange to City Information to Home Price Research.
View LifeHackers Top 10 Real Estate Search Tools.

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Home Loan Pre-Qualification and Pre-Approval – You Will Need a Credit Report

26 Jun

Posted by Braxton Haines as First Time Buyers, Home Loans

When applying for a home loan, you’ll often need to get a credit report so that your lender will be able to give you an idea of the amount of the loan that you will be able to secure. After all, you don’t want to spend 2 weeks looking at $500,000 houses and later come [...]

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My First Home – How I Made It Work – Mortgage Loans

04 Jun

Posted by Braxton Haines as Adjustable Rate Loans, First Time Buyers, Fixed Rate Loans, My Mortgage

As a self-employed individual, buying a house was one of the biggest decisions of my life up to this point. As those of you who are entrepreneurs may know, income sometimes has a tendency to fluctuate a bit for those who are self-employed. Anyway, when purchasing my first home, I was only able to come [...]