4% Mortgage Loans – Mortgage Rates Falling Below the 5% Mark

19 Jan

Posted by Braxton Haines as Fixed Rate Loans, Home Loans, My Mortgage

I never thought I’d see the day, but mortgage rates have fallen below the 5% mark! Rates have been seen in the upper 4% range, some even down to about 4.75%. This is unheard of and could save the average homeowner hundreds if not thousands of dollars per year!
Take my current home loan for instance [...]

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My Mortgage Report – Refinanced to a 30 Year Fixed Rate Loan

30 Oct

Posted by Braxton Haines as Adjustable Rate Loans, Fixed Rate Loans, My Mortgage, Refinance

Well, after making 3 payments at my new adjusted rate on my 3/6 ARM that I used to buy my house, I’ve decided that it’s time to refinance my adjustable rate mortgage to a 30 year fixed. After 3 years at an absurdly low rate of 3.125%, my primary mortgage has adjusted up to its [...]

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My First Home – How I Made It Work – Mortgage Loans

04 Jun

Posted by Braxton Haines as Adjustable Rate Loans, First Time Buyers, Fixed Rate Loans, My Mortgage

As a self-employed individual, buying a house was one of the biggest decisions of my life up to this point. As those of you who are entrepreneurs may know, income sometimes has a tendency to fluctuate a bit for those who are self-employed. Anyway, when purchasing my first home, I was only able to come [...]