4% Mortgage Loans – Mortgage Rates Falling Below the 5% Mark

19 Jan

Posted by Braxton Haines as Fixed Rate Loans, Home Loans, My Mortgage

I never thought I’d see the day, but mortgage rates have fallen below the 5% mark! Rates have been seen in the upper 4% range, some even down to about 4.75%. This is unheard of and could save the average homeowner hundreds if not thousands of dollars per year!
Take my current home loan for instance [...]

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Home Loan Pre-Qualification and Pre-Approval – You Will Need a Credit Report

26 Jun

Posted by Braxton Haines as First Time Buyers, Home Loans

When applying for a home loan, you’ll often need to get a credit report so that your lender will be able to give you an idea of the amount of the loan that you will be able to secure. After all, you don’t want to spend 2 weeks looking at $500,000 houses and later come [...]