As with many other California homeowners, I’ve now found myself a bit upside down in my mortgage. I’m still able to pay my monthly payment, but if I wanted to move or sell my house, its just not going to happen. I’ve been reading articles and reports that Bank of America is offering many principal [...]

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Recently, I’ve been hearing many ads about loan modification programs being offered to Southern California residents. The one program that I’ve been hearing the most about is called HELP or Home Equity Leveling Program.
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Basically, home loan modification programs offer the homeowner a permanent change in one or more terms in the mortgage loan, whether it [...]

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