With interest rates in the high 4-percents to low 5-percents, now is the perfect time to refinance, especially for those of you who may currently have an adjustable rate loan. If you’re looking to get out of your adjustable rate loan, there is no better time than the present to get yourself into a fixed [...]

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At the time I got my home loan about 5 years ago, I have to admit that there were some seriously crazy loan programs being offered. At the time, I could have qualified and purchased a home 2-3 times the price of the condo I bought for $290K. The problem is that many people did [...]

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Originally, when I had started this blog, it was meant to chronicle the process of accelerating my mortgage payments. I had initially set out to use the revenue that I earn from online income to go toward extra principal payments on my mortgage, which would in turn, decrease the amount of interest that I paid [...]

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I just found Mint while browsing the web the other night, and it looked very interesting. Mint offers all of your account information in one place (assuming they support your bank/credit card/investment firm/etc). At first, I was a little bit skeptical, did I want to turn all of my financial information over to them? After [...]

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