I often get asked if there are any tricks to lower your mortgage payment, and the short answer is NO. However, there are a few ways to decrease your monthly mortgage payment, but those options will require a little legwork on the side of the borrower. With the economy in the state that it is [...]

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With the current financial crunch, and all of the foreclosures, those of you who are still in your house struggling to make ends meet due to the adjustment of your ARM (adjustable rate mortgage), refinancing may be your best option. Prior to refinancing, there are a few things that you’ll want to consider.
1. Are current [...]

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Well, after making 3 payments at my new adjusted rate on my 3/6 ARM that I used to buy my house, I’ve decided that it’s time to refinance my adjustable rate mortgage to a 30 year fixed. After 3 years at an absurdly low rate of 3.125%, my primary mortgage has adjusted up to its [...]

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