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Sincerely,
Shane Barker
Co-Founder/CEO
Office: 916-248-5762
Fax: 916-256-1077
blog: http://www.prop8.org/blog
http://www.prop8.org

Extreme green home improvements are costly and our research shows that these home improvements only appeal to a specific group of buyers. So before assuming that making costly and extreme green improvements, you should do your research on the return on investment for these upgrades in your region. This research can take some of the risk out of the investment. But it is still a gamble.

Some of the extreme green improvements that you might consider are:

 Installing photovoltaic cells to generate electricity. Everyone has heard about the merits of using solar power to generate electricity. The initial cost of installing the cells and the equipment to convert the power to electricity for use in the home can be significant. That cost will, however, be recovered over time.

 Installing all new windows with triple glazing and UV reflective coatings. The best windows available at this time for their insulating value are triple-glazed windows with gas between the panes and the highest level UV reflective coatings. Installed throughout a home, this can be a costly upgrade. But their value will be immediately clear in comfort within the home and utility cost savings over time.

 Switching to a solar water heating system. The cost of a solar water heating system will be higher than traditional electric or gas models. You can expect to recover the cost in water heating savings over just a few years.

 Installing a geothermal heating and cooling system. Geothermal heating and cooling systems are very expensive to install and require a certain amount of ground space for installation. They can, however, be placed either horizontally or vertically in the ground. Because they use the constant temperature of the earth, they result in significantly lower energy bills.

 Switch all appliances to the highest-rated energy efficiency models. The technology to build more energy-efficient appliances seems to improve almost every year. Replacing older appliances can result in less energy use and lower operating costs.

 Install a high-efficiency metal roof. New metal roofing materials are well-insulated and extremely durable. Although the metal roof might cost a little bit more at installation, it will last far longer than shingles or shakes, and it will provide better insulation for your home.

Each of these extreme green home improvements will be costly. On the other hand, all of these improvements will result in significant savings on utility bills. Although they might not pay for themselves in a year or two, you should be able to expect to recover the cost in lower utility bills over time.

While extreme green home remodeling might not be right for every homeowner, it might be right for you. These upgrades probably will not increase the value of your home significantly in terms of resale, but they will certainly make the home more comfortable for your family and more energy efficient.

It’s unfortunate that seniors have to continually be on guard for sales people that are more interested in lining their own pockets with hefty commissions than providing a valuable product and service to someone that could truly benefit from this kind of financial tool.

Since the implosion of the forward mortgage market and the current housing crisis, more loan agents from the traditional market have gravitated toward the reverse market in hopes of reviving their careers and earnings. Unfortunately most of them have little or no experience with reverse mortgages.

A word to the wise: If you are looking into getting a reverse mortgage, make sure you work with an experienced reverse mortgage loan consultant. Ask the loan agent how long he or she has been doing reverse mortgages and check their credentials along with their company’s credentials and licensing. Also ask for references and referrals to past clients.

Reverse mortgages are complex instruments. Make sure you can rely and TRUST the person you decide to give your business to.