With the current financial crunch, and all of the foreclosures, those of you who are still in your house struggling to make ends meet due to the adjustment of your ARM (adjustable rate mortgage), refinancing may be your best option. Prior to refinancing, there are a few things that you’ll want to consider.
1. Are current [...]

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One of my favorite sites, LifeHacker, has put together their list of Top 10 Real Estate Search tools. The list of tools spans from a Uhaul Box Exchange to City Information to Home Price Research.
View LifeHackers Top 10 Real Estate Search Tools.

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For the few of you who have asked, we’ve finally added an RSS feed through FeedBurner. Make sure you subscribe so we don’t look so pathetic having “0″ readers. I am not going to let myself subscribe, I’ll have to wait to see who the first lucky subscriber is.  Check us out, add us to [...]

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Though many posts on this blog thus far have been focused on mortgage acceleration and saving money on interest, this post will focus on ways to keep your home in this tough financial market. The problem that many people have run into, and maybe still are running into is that they get themselves into an [...]

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I bought my first house about 5 years ago, at the point where the market was up, and headed even higher. Like many other people, I got myself into an adjustable rate mortgage (ARM). The difference between me and most other people, was I asked my lender this very specific question, “In the worst case [...]

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So after 8 hours of grueling labor last Saturday, my custom closets are finally installed. That was part of the deal for me being able to get such a huge discount on my closets – I had to do all of the demo prior to the install, and I had to help install. In my [...]

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So only one month after starting to make additional principal payments on my mortgage, I have already skipped one. I decided to use my economic stimulus check combined with the money that I was going to use for my additional principal payment to have custom closets installed in our master bedroom.
This was a once in [...]

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Back in mid-June, I sent in an additional principal payment in the amount of $2,500 to be applied to my mortgage. I figured that since the stock market has been so slow recently, I might as well put my money into something that may give me a solid return (by making that single payment, I’ll [...]

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A reverse mortgage is a loan that allows senior homeowners (62 years or older) to convert the equity in their homes into tax-free income without having to sell or make new or larger monthly payments. The reverse mortgage got its name because the payment stream is “reversed”, so rather than making payments towards a loan, [...]

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When applying for a home loan, you’ll often need to get a credit report so that your lender will be able to give you an idea of the amount of the loan that you will be able to secure. After all, you don’t want to spend 2 weeks looking at $500,000 houses and later come [...]

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