Homeowners Associations – Are They Really Worth the Troubles That They Cause?

30 Mar

Posted by Braxton Haines as Homeowners Associations (HOA)

My wife and I have been living in our condo for the past 3 and 1/2 years, and in those 3 and 1/2 years our Homeowners Association fee has just about doubled. When we moved in, we were paying $180 per month, which was reasonable. Our homeowners association takes care of gardening, water, trash and [...]

0 Comments

My Mortgage Report – Refinanced to a 30 Year Fixed Rate Loan

30 Oct

Posted by Braxton Haines as Adjustable Rate Loans, Fixed Rate Loans, My Mortgage, Refinance

Well, after making 3 payments at my new adjusted rate on my 3/6 ARM that I used to buy my house, I’ve decided that it’s time to refinance my adjustable rate mortgage to a 30 year fixed. After 3 years at an absurdly low rate of 3.125%, my primary mortgage has adjusted up to its [...]

1 Comment

My First Home – How I Made It Work – Mortgage Loans

04 Jun

Posted by Braxton Haines as Adjustable Rate Loans, First Time Buyers, Fixed Rate Loans, My Mortgage

As a self-employed individual, buying a house was one of the biggest decisions of my life up to this point. As those of you who are entrepreneurs may know, income sometimes has a tendency to fluctuate a bit for those who are self-employed. Anyway, when purchasing my first home, I was only able to come [...]